:root{--navy: #2440c8;--navy-2: #3560e8;--sky: #4eb3e4;--sky-2: #7dd3f5;--blue-accent: #2f6bff;--ink: #14171f;--ink-2: #3a3f4e;--body: #4a5060;--muted: #7a8194;--faint: #9aa1b2;--line: #e3e9f4;--line-soft: #edf1f8;--field-line: #d9e2f0;--band-a: #0a0f26;--band-b: #12204a;--band-b2: #16255a;--band-line: #26335c;--band-body: #b6bccb;--band-stat: #d3d7e2;--grad-brand: linear-gradient(90deg, #2440c8 0%, #4eb3e4 55%, #7dd3f5 100%);--grad-cta: linear-gradient(90deg, #2440c8, #3560e8);--grad-cta-2: linear-gradient(90deg, #2f6bff, #4eb3e4);--grad-hero-wash: linear-gradient(180deg, #ffffff 0%, #edf4fd 100%);--grad-stat-text: linear-gradient(90deg, #4eb3e4, #7dd3f5);--grad-step: linear-gradient(180deg, #f5f8fd, #edf3fc);--wrap: 1100px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Poppins,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:#fff;color:var(--ink);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 30px}.pill{display:inline-flex;align-items:center;gap:6px;background:var(--grad-cta);color:#fff;border-radius:999px;font-weight:600;font-size:14px;padding:10px 22px;border:none;cursor:pointer;font-family:inherit;white-space:nowrap;transition:transform .15s ease,box-shadow .15s ease,filter .15s ease}.pill:hover{filter:brightness(1.05);transform:translateY(-1px)}.pill:focus-visible{outline:3px solid var(--sky);outline-offset:2px}.brandbar{height:5px;background:var(--grad-brand)}.hero-shell{background:var(--grad-hero-wash)}.nav{display:flex;align-items:center;justify-content:space-between;padding-top:18px;padding-bottom:18px;gap:16px}.brand{font-size:22px;font-weight:700;letter-spacing:-.02em}.brand .brand-accent{color:var(--sky)}.nav-right{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:500}.nav-link{color:var(--ink-2)}.nav-link:hover{color:var(--navy)}.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:center;padding-top:36px;padding-bottom:56px}.hero-title{font-size:48px;font-weight:700;line-height:1.08;letter-spacing:-.025em;margin-bottom:18px}.hero-title .accent{color:var(--sky)}.hero-sub{font-size:16px;color:var(--body);line-height:1.75;margin-bottom:26px}.address-bar{display:flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--field-line);border-radius:999px;padding:6px 6px 6px 20px;max-width:440px}.address-bar input{flex:1;border:none;background:transparent;font-size:14px;font-family:inherit;color:var(--ink);outline:none;min-width:0}.address-note{font-size:13px;color:var(--muted);margin-top:12px}.hero-media{position:relative;min-height:360px}.hero-card{position:absolute;top:0;right:0;bottom:0;left:0;border-radius:20px;overflow:hidden;box-shadow:0 18px 48px #141e462e}.hero-card img{width:100%;height:100%;object-fit:cover;object-position:center 32%}.chip{position:absolute;background:#fff;border-radius:12px;padding:12px 16px;border:1px solid var(--line);box-shadow:0 8px 20px #141e461a}.chip-value{top:20px;left:-10px}.chip-label{font-size:12px;font-weight:600;color:var(--muted)}.chip-amount{font-size:20px;font-weight:700;letter-spacing:-.01em}.chip-meter{height:4px;width:100px;background:#e1eaf7;border-radius:999px;margin-top:6px}.chip-meter>span{display:block;width:74%;height:4px;background:linear-gradient(90deg,#3560e8,#4eb3e4);border-radius:999px}.chip-draft{top:130px;right:-10px;max-width:190px}.chip-draft .chip-draft-label{font-size:12px;font-weight:600;color:var(--navy);margin-bottom:3px}.chip-draft .chip-draft-text{font-size:12px;color:var(--body);line-height:1.5}.chip-approved{bottom:22px;left:18px;border-radius:999px;border-color:#d6eee1;display:flex;align-items:center;gap:8px;padding:9px 18px}.chip-approved .dot{width:8px;height:8px;border-radius:50%;background:#27a567;display:inline-block}.chip-approved .chip-approved-text{font-size:13px;font-weight:600;color:#14513c}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.12em;margin-bottom:8px}.stat-band{background:linear-gradient(135deg,var(--band-a) 0%,var(--band-b) 100%);margin-top:36px;padding:52px 0}.stat-band h2{font-size:32px;font-weight:700;line-height:1.2;color:#fff;text-align:center;letter-spacing:-.02em;margin-bottom:14px}.stat-band .band-lead{font-size:15px;color:var(--band-body);line-height:1.75;max-width:520px;margin:0 auto 36px;text-align:center}.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);text-align:center}.stat-cell{padding:0 16px}.stat-cell.divide{border-right:1px solid var(--band-line)}.stat-num{font-size:34px;font-weight:700;background:var(--grad-stat-text);-webkit-background-clip:text;background-clip:text;color:transparent}.stat-desc{font-size:14px;color:var(--band-stat);margin-top:6px;font-weight:500;line-height:1.5}.how{padding-top:46px;text-align:center}.how .eyebrow{color:var(--blue-accent)}.how h2{font-size:28px;font-weight:700;letter-spacing:-.02em;margin-bottom:30px}.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}.step-card{background:var(--grad-step);border-radius:16px;padding:24px}.step-num{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:8px}.step-title{font-size:16px;font-weight:600;margin-bottom:6px}.step-body{font-size:14px;color:var(--body);line-height:1.65}.audience{padding-top:40px}.audience-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.audience-card{border:1px solid var(--line);border-radius:16px;padding:28px}.audience-card .eyebrow{color:var(--blue-accent);margin-bottom:10px}.audience-head{font-size:18px;font-weight:600;line-height:1.35;margin-bottom:8px}.audience-body{font-size:14px;color:var(--body);line-height:1.7}.final{padding-top:38px;padding-bottom:42px}.final-card{background:linear-gradient(135deg,var(--band-a) 0%,var(--band-b2) 100%);border-radius:20px;padding:44px 36px;text-align:center}.final-card h2{font-size:28px;font-weight:700;color:#fff;letter-spacing:-.02em;margin-bottom:10px}.final-card .final-sub{font-size:15px;color:var(--band-body);margin-bottom:24px}.final-card .pill{background:var(--grad-cta-2);font-size:16px;padding:14px 34px}.final-note{font-size:13px;color:var(--muted);margin-top:14px}.footer{border-top:1px solid var(--line-soft)}.footer .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:18px;padding-bottom:18px}.footer-copy{font-size:13px;color:var(--faint)}.footer-broker{font-size:14px;color:var(--body);font-weight:500}.footer-broker:hover{color:var(--navy)}@media (max-width: 960px){.hero-title{font-size:40px}}@media (max-width: 820px){.hero{grid-template-columns:1fr;gap:28px;padding-bottom:44px}.hero-media{min-height:320px;order:2}.audience-grid{grid-template-columns:1fr}.stat-grid{grid-template-columns:1fr;gap:28px}.stat-cell.divide{border-right:none;border-bottom:1px solid var(--band-line);padding-bottom:24px}.step-grid{grid-template-columns:1fr}}@media (max-width: 620px){.wrap{padding:0 20px}.hero-title{font-size:32px}.nav-right{gap:14px}.nav-link{display:none}.chip-value{left:6px;top:12px}.chip-draft{right:6px;top:auto;bottom:66px}.chip-approved{left:10px;bottom:12px}.stat-band h2{font-size:26px}}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}.pill{transition:none}}